Category Archives: Credit
5 Tips for Credit Card Management
With their tremendous financial benefits, credit cards have revolutionized the American way of life. Their universal application has done away with the need to carry cash or sign check books for every single purchase. But their successful application calls for certain precautions. 1. Analyze your Needs Always opt for a card that will be used [...]
Top 5 Credit Card Myths
Credit card myths can cost you money and affect your credit rating. Here are the five biggest myths. Credit card issuers generally do not disclose much information about their product. There are many myths about credit cards in the market, and believing in one can cost you dearly. The best thing to do? Know these [...]
Building a Desirable Credit Score
To enjoy greater financial options, it is advisable that you have a good credit score. We gives you an idea on how to go about ensuring a superior credit score. It is your credit score that will eventually determine your credit worthiness and make your access to loans and other kinds of financial instruments either [...]
Planning to Reduce Your Debt? Get Practical
Stuck in debt? Want to reduce the amount of money you owe? Here is a practical guide on budgeting and making best use of your monthly income. If you are determined to reduce your debt and are serious about this, it pays to get practical. Look at your budget and figure out exactly how you [...]
Understanding Credit Card Reward Programs
Credit-card rewards are one of the many marketing strategies adopted by credit-card companies to lure customers. The Money Times tells you how to select and make the most of them. Typically, credit-card companies try to lure their customers by linking their credit-card purchases to certain attractions or benefits. These reward programs are therefore extremely desirable [...]
7 Ways to Shun Credit Card Debt
In an economy which is virtually powered by credit cards, it is impossible not to use the instrument for enhancing your purchasing power. Though it can prove counter productive, there are ways of limiting its ill effects. For a shopping freak, credit cards might be the invention of the millennium, but this instrument needs to [...]
